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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Impact of a Financial Literacy Program in South Africa

Christian Salas Pauliac
Veronica Postal
Bilal Zia
Researchers investigated whether a financial literacy program improved financial knowledge and practices, and increased financial service use among low-income individuals in South Africa. Offering a training improved knowledge about budgeting, increased self-reported savings, and reduced loan...

Returns to Apprenticeship Training in Ghana

Researchers measured the impact of a government apprenticeship program for youth in Ghana on wages, employment, skills, fertility, migration, and other outcomes. The results suggest that apprenticeship programs can provide youth with skills and transition them into self-employment.

Exercise Incentives to Encourage Adults to Walk More in India

Researchers conducted a randomized evaluation to test the impact of offering a menu of exercise programs—allowing participants to self-select into personalized step targets—on daily walking and health among adults with diabetes and hypertension in urban India. Allowing participants to choose an...

Moral Incentives to Increase Credit Card Repayment in Indonesia

Daniel Gottlieb
Martin Kanz
Researchers partnered with a large Indonesian Islamic bank to evaluate the impact of sending moral appeals in reminder text messages to late-paying credit card holders. Messages stating that non-repayment of debts by someone who is able to repay is an injustice increased the number of clients...

The Impact of Energy Efficiency Messaging on Audit Takeup and Investment in Wisconsin

Researchers examined the informational, behavioral, and monetary drivers behind takeup of residential energy efficiency audits and subsequent investments in Wisconsin. While receipt of promotional letters and subsidies did induce higher rates of audit participation, overall takeup and investment in...

Creating Incentives to Decrease Water Waste in Zambia

Researchers partnered with a water company in Zambia to evaluate whether improved information and incentives can help households manage their water usage. They found that targeting incentives to higher household water consumers might be an effective way to reduce water consumption.