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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Using Alarm Boxes to Combine Commitment and Reminders for Savings in Bolivia

In Bolivia, researchers investigated whether alarm boxes, designed to both remind people to save and to keep their savings safe, could have an effect on savings rates among microfinance clients.

Welfare Impacts of Micro-Loans in Nigeria

In Nigeria, researchers worked with a financial service provider to evaluate the impact of digital loans on welfare. Being approved for the loans increased subjective well-being after three months, for applicants who normally would have been denied.

Smoothing the Cost of Education: Micro-Savings in Ugandan Primary Schools

In Uganda, researchers tested whether a school-based savings program reduced dropout rates by enabling students and their families to save for school-related expenses. A version of the program that labeled savings for educational purposes, rather than fully committing money to educational expenses...

The Impact of Informational Meetings on Secondary School Choice in Kenya

Researchers conducted a randomized evaluation to test the impact of short informational meetings with students and parents on secondary school choice. They found that these meetings increased students’ and parents’ knowledge of the application process and led students to pick lower-cost and more...

Performance Incentives for Commercial Bank Loan Officers to Improve Effort on Risk-Assessment and Lending Decisions in India

Martin Kanz
Leora Klapper
Researchers partnered with a commercial bank in India to study the effect of paying loan officers according to the performance of their loans on the quality of their lending decisions. Loan officers working under this incentive scheme exerted greater screening effort, approved fewer loans, and...

The Use of Self-Help Groups as a Savings Commitment Device in Chile

Felipe Kast
Stephan Meier
Researchers in Chile compared the effects of self-help peer groups and text-message feedback on entrepreneurs’ ability to make regular deposits into a savings account. Receiving feedback by text message increased savings by almost as much as being a member of a self-help group, suggesting that the...

Getting Out the Vote in Local Elections in the United States

David W. Nickerson
Researchers examined the impact of door-to-door canvassing on voter turnout in the 2001 local elections in six US cities. The results indicate that voters who were contacted by canvassers were significantly more likely to vote in a wide variety of settings.