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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Forgive and Forget: The Impact of Medical Debt Forgiveness on Financial Outcomes in the United States

In this randomized evaluation, researchers evaluated the impact of a medical debt relief program (that buys and relieves a portion of individuals’ medical debt) on measures of mental and physical health, health care utilization, and financial well-being—including financial distress, credit score...

Providing Free Internet Connectivity to Improve Financial and Economic Outcomes in Kenya

Researchers are partnering with a leading mobile network operator to investigate how the internet affects financial and economic outcomes, particularly for women.

High Hopes: Saving for High School with a Mobile-Money Lock-Box in Kenya

In Kenya, researchers partnered with a telecom operator to evaluate the impact of a commitment savings account, called the “High Hopes” Lock-Savings Account, on account usage, savings and loans, and school enrollment. The study found that many parents used the accounts–usage rates increased by about...

Advertising Higher Earnings during Recruitment Processes for Community Service Providers in Uganda

Researchers conducted a randomized evaluation to test the impact of expected earnings on candidates’ perception of a community health worker position in Uganda, and on the resulting size and composition of the applicant pool. Fewer socially motivated participants applied when advertised wages were...

Impacts of Flexible Loans on Borrower Behavior and Microenterprise Outcomes in Colombia

Lasse Brune
Xavier Giné
Researchers evaluated the impact of a flexible microloan product on new clients' repayment behavior, business outcomes, and client satisfaction. The results showed that the flexible loan led to some shifts in investment behavior but had no average impact on revenue or profits and led to higher...

A Multifaceted Approach to Increase Women’s Empowerment in the Democratic Republic of Congo

Researchers evaluated a multifaceted program for women experiencing extreme poverty in the Democratic Republic of Congo, a region facing protracted conflict. The intervention had positive and enduring effects on women’s consumption, employment, finances, and empowerment, and small positive impacts...

Improving Women’s Labor and Welfare Outcomes through Microfinance in Uganda

Researchers in rural Western Uganda tested whether a microfinance program can help women borrowers switch out of subsistence agriculture to other labor activities, such as entrepreneurship or small-scale trading. While microloans helped women switch into service-based jobs including small-scale...

Commitment Savings Products in the Philippines

Researchers designed and implemented a commitment savings product called a SEED (Save, Earn, Enjoy Deposits) account, which restricted access to savings, thus potentially helping with either self-control or family-control issues. After one year, the commitment savings product led to increased...