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Increasing Savings and Reducing Credit Card Reliance among Low-Income U.S. Households

Researchers conducted a randomized evaluation to investigate the demand for commitment savings products or financial counseling, and the impacts these products and services have on savings, among a sample of low- and moderate-income credit union members in New York City.

The Impact of Debt Relief in India and the Philippines

Researchers evaluated whether offering market vendors cash grants to pay off existing debt and financial training influenced future borrowing behavior. While market vendors were less likely to borrow and borrowed in smaller amounts in the short-term, most returned to debt within six weeks.

The impact of an online entrepreneurial mindset training for youth in Ecuador

Igor Asanov
Guido Buenstorf
Diego d'Andria
Francisco Flores
David McKenzie
Mathis Schulte
Thomas Åstebro
Recent studies have shown that a psychology-based entrepreneurial mindset training can have promising effects on business outcomes. In Ecuador, researchers are evaluating whether these skills can be taught at scale and online by testing the effects of an entrepreneurial mindset training program on...

Graduating Microenterprises to Larger Loans in Egypt

Previous research found that microcredit does not substantially improve borrowers’ income or social well-being, but less evidence exists on the impact of larger loans.

Awareness Campaigns for Parents of Middle School Students in France

Francesco Avvisati
Nina Guyon
Researchers in France evaluated the impact of a series of informational meetings with education officials on parents’ involvement and their children’s behavior and performance at school. They found that parents became substantially more involved, and all children (even those whose parents were not...