Search our database of 1,200+ summaries of randomized evaluations conducted by our affiliates in 97 countries. To browse key policy recommendations from a subset of these evaluations, visit the Policy Publications tab above.

Displaying 881-888 of 1219
A paprika farmer inspecting his pepper crop in Malawi.

Borrower Responses to Fingerprinting for Loan Enforcement in Malawi

Xavier Giné
Jessica Goldberg
Dean Yang
In Malawi, researchers analyzed whether fingerprinting borrowers from a microfinance institution would have an effect on repayment rates. Using fingerprinting for loan enforcement increased repayment by 40 percent among Malawian farmers with the highest default risk.
A woman withdraws cash from an ATM

Incentivizing Savings through Default Deposits and SMS Reminders

Abhijit Banerjee
Claudia Martinez
Esteban Puentes
The four-panel offset die that was provided to Tech-Drop firms.

Organizational Barriers to Technology Adoption: Evidence from Soccer-Ball Producers in Pakistan

David Atkin
Azam Chaudhry
Shamyla Chaudry
Amit Khandelwal
Eric Verhoogen

The Effect of Higher Credit Card Interest Rates on Borrowers’ Demand and Debt in the UK

Sule Alan
Gyöngyi Lóránth
Borrowers categorized as subprime, or financially risky, are generally seen as heavily reliant on debt and, consequently, as vulnerable to interest rate increases. Researchers studied the effects of a credit card interest rate increase among low-income subprime borrowers in the UK to assess its...
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The Effect of Academic Achievement Awards on College Success in Canada

Joshua Angrist
Philip Oreopoulos
Tyler Williams
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Channeling Remittances to Education in El Salvador

Kate Ambler
Diego Aycinena
Dean Yang
senior citizens wearing masks waiting for the Covid-19 vaccine

De-biasing Over-Optimism about Covid-19 Risks to Limit Vulnerable Individuals' Risky Behavior in India

Researchers are evaluating the impact of providing different types of information about the health risks of Covid-19 on individuals’ risky behavior among diabetic and hypertensive individuals in Tamil Nadu, India, with special attention to de-biasing over-optimism about personal health risk.
Two women having a conversation

The Case of College Coaching in the United States

Scott Carrell