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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Impact of Informational Meetings on Secondary School Choice in Kenya

Researchers conducted a randomized evaluation to test the impact of short informational meetings with students and parents on secondary school choice. They found that these meetings increased students’ and parents’ knowledge of the application process and led students to pick lower-cost and more...

Small Individual Loans and Mental Health in South Africa

Rita Hamad
Emily Ozer
This evaluation examined the direct impact of providing small consumer loans to marginally creditworthy individuals in South Africa on their credit access, investment, and well-being, as well as the profitability of these loans for lenders. Results found approving loans for marginally creditworthy...

Interest Rate Sensitivity Among Village Banking Clients in Mexico

Researchers measured the impact of different interest rates loan take-up, amount, and repayment rates among female clients of Compartamos Banco in Mexico. Lower interest rates led to an increase in the number of loans issued, loan amounts, and new borrowers but did not increase profits in the short...

Flexible Repayment Schedules for Dairy Clients in India

This evaluation studies the effects of flexible repayment schedules on borrowers’ investment level, consumption, and loan default in the dairy industry in India.

Savings Account Labeling and Financial Literacy Training for Susu Customers

In this evaluation, researchers seek to understand if a purely psychological savings product, which encourages customers to earmark account funds for a specific financial goal, increases savings rates. Preliminary results found that customers with a labeled Susu savings account have more total...

Evaluating Village Savings and Loan Associations in Uganda

Beniamino Savonitto
Bram Thuysbaert
Researchers in Uganda assessed the impact of VSLAs on access to financial services, income, food security, and education.

Changing Financial Incentives for Medicare Providers to Encourage Home Dialysis in the United States

Liran Einav
Yunan Ji
Researchers analyzed the impact of a new reimbursement model to incentivize end-stage kidney disease providers and facilities to provide home dialysis on home dialysis rates. During the first year of the study, there was no statistically significant difference in home dialysis rates between hospital...

Reducing Energy Consumption and Greenhouse Gas Emissions through Energy Efficient Retrofits: Evidence from Low-Income Households

Researchers evaluated the impact of a residential energy efficiency program on energy savings and carbon emissions in the United States. They found that energy savings equaled only about half of the upfront cost of the program, which were far less than projected.