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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

What is the Impact of Housing Microfinance and Construction Quality Support? A Rigorous Impact Evaluation

Researchers are conducting a randomized evaluation to test the impact of providing microloans for housing to the underprivileged in the Menia governorate on the improvement of families' well-being.

Improving Financial Inclusion and Welfare Outcomes among Women through Savings Groups in Ghana

Beniamino Savonitto
Bram Thuysbaert
Researchers partnered with Cooperative for Assistance and Relief Everywhere (CARE) to evaluate the impact of VSLAs on rural households. The promotion of these groups led to an improvement in financial inclusion for participants—including, substantial increases in savings and receiving a loan...

Reducing Formalization Costs for Small Businesses in Colombia

Camila Navajas Ahumada
Marcela Meléndez
In the context of a recent government policy that reduced costs of formalization, researchers provided information on the formal entry process through workshops and personalized visits to determine the impacts of information on firms’ decision to formalize.

Borrower Responses to Fingerprinting for Loan Enforcement in Malawi

In Malawi, researchers analyzed whether fingerprinting borrowers from a microfinance institution would have an effect on repayment rates. Using fingerprinting for loan enforcement increased repayment by 40 percent among Malawian farmers with the highest default risk.

Providing School Report Cards to Improve Quality and Pricing of Education in Pakistan

In this study, researchers introduced report cards with child and school test scores to evaluate the impact on public and private schools’ cost, performance, and enrollment. The program reduced private school fees, improved test scores, and increased primary school enrollment.

Training and Access to Capital for High-Potential Entrepreneurs to Foster Economic Growth in Colombia

Small and medium enterprises (SMEs) are thought to be important drivers of growth in developing economies, but entrepreneurs in these countries face many barriers, including poor access to training, finance, and business networks. In Colombia, Fundación Bavaria’s “Destapa Futuro” (Open the Future)...

Positive Psychology for Psychological Well-Being and Decision-Making in Kenya

In Kenya, researchers conducted a randomized evaluation to test the impact of a light-touch positive psychology intervention on psychological well-being and economic decision-making for low-income populations. The intervention had a positive impact on gratitude; however, it had no significant...

Information Disclosure, Cognitive Biases, and Payday Borrowing in the United States

Adair Morse
Researchers provided payday borrowers in the United States information about the true costs of payday loans in order to find out whether they would respond by changing their demand for the product. Better informed individuals reduced their demand significantly, suggesting that getting consumers to...