Blog

News

Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Increasing Mobile Banking Use Among Rural Populations in Ghana

Researchers assessed the impact of financial incentives and peer endorsement on mobile banking adoption and formal savings in Ghana. While financial incentives boosted adoption by 50 percent, peer endorsement was twice as effective, leading to sustained mobile banking use and a 30 percent increase...

Understanding Borrowers' Decisions: Payday Loans in the United States

Researchers partnered with a large payday lender in Indiana to conduct an evaluation to better understand consumers’ decision-making. The results suggest that average borrowers can anticipate their probability of taking loans in the future. However, people focus too much on the present when making...

Characterizing Firm-Level Discrimination in the United States

Researchers studied hiring discrimination among major employers in the United States by sending fictional resumes, with varying demographic information, to determine whether certain characteristics would lead to different follow-up contact rates. Employers were less likely to contact resumes with...

The Impact of Citizen Monitoring on the 2019 Mayoral Elections in Colombia

Researchers evaluated the impact of encouraging citizen monitoring on the 2019 mayoral elections in Colombia. The intervention resulted in higher reports from citizens and a reduction in observed irregularities in the election.

Quantifying Racial Discrimination in Major US Housing Markets

Researchers conducted a correspondence study assessing property managers’ responses to rental listing inquiries from prospective tenants with distinctively Black, Hispanic/Latinx, or white names in the United States. Property managers were significantly less likely to respond to messages from...

Smart Meters: Do Prices Matter to Their Adoption and Do They Save Energy?

Michael Price
Researchers conducted a randomized evaluation to test the impact of financial incentives on the take-up of energy-efficient smart meters and subsequent energy use in partnership with British Gas. While offering incentives increased smart meter adoption, customers did not reduce their energy...

The Impact of Unconditional Cash Transfers on Health Outcomes in the United States

David E. Broockman
Patrick Krause
Elizabeth Rhodes
Researchers evaluated the impact of a US$1,000 monthly unconditional cash transfer to individuals with low incomes for three years on health outcomes including nutrition, sleep, health care access and use, and physical and mental health. Those who received the large cash transfer spent more on...

Teacher Incentives Based on Students' Test Scores in Kenya

In partnership with International Child Support, researchers designed and evaluated an incentives program that provided salary bonuses to teachers in Kenya based on the performance of their school as a whole on annual district exams. While results show that the incentives program led to an increase...