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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Information Disclosure, Cognitive Biases, and Payday Borrowing in the United States

Adair Morse
Researchers provided payday borrowers in the United States information about the true costs of payday loans in order to find out whether they would respond by changing their demand for the product. Better informed individuals reduced their demand significantly, suggesting that getting consumers to...

Providing Credit Information to Borrowers to Improve Repayment in Guatemala

Researchers ran a large randomized credit information training program that described the existence and workings of the bureau to the clients of this lender. The results indicate that the credit bureau generated large efficiency gains for the lender, and that these gains were augmented when...

Secured Transaction Reform to Increase Access to Capital for Small and Medium Enterprises in Colombia

Entrepreneurs in developing countries face a number of barriers to expanding their businesses and employing more workers, including limited access to credit and other financial services. In Colombia, researchers are investigating whether a regulatory reform that allows small and medium enterprises...

The Impact of Unconditional Cash Transfers on Health Outcomes in the United States

David E. Broockman
Patrick Krause
Elizabeth Rhodes
Researchers evaluated the impact of a US$1,000 monthly unconditional cash transfer to individuals with low incomes for three years on health outcomes including nutrition, sleep, health care access and use, and physical and mental health. Those who received the large cash transfer spent more on...

Combating Vote-Selling in the Philippines

Allen Hicken
Stephen Leider
Vote-buying and vote-selling can obstruct the democratic process, yet they remain pervasive in many developing democracies. Researchers asked voters in the Philippines to make a simple, unenforceable promise not to accept money from politicians or to promise to vote according to their conscience...

The Impact of Price Information on Informal Traders in Kenya and Uganda

The researcher used a randomised evaluation in Kenya and Uganda to study the impact of varying access to information about prices in buying and selling markets, and encouraged informal traders to enter new markets and take advantage of price differences.

Learning the Value of Education in the Dominican Republic

Lucas Coffman
Ryan Cooper
Daniel Morales
How important are the returns to education in determining schooling decisions? Do students have accurate information about these returns when they choose whether to continue schooling? In partnership with the Ministry of Education in the Dominican Republic, researchers are evaluating the impact of...