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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Understanding Borrowers' Decisions: Payday Loans in the United States

Researchers partnered with a large payday lender in Indiana to conduct an evaluation to better understand consumers’ decision-making. The results suggest that average borrowers can anticipate their probability of taking loans in the future. However, people focus too much on the present when making...

The impact of payments for ecosystem services on crop burning in India

Researchers are conducting a randomized evaluation to test the impact of a PES program that offers financial rewards to paddy farmers for reducing burning of crop residue (or “stubble”) on stubble burning in Punjab, India.

Digital Credit Literacy Campaign in Malawi

Valentina Brailovskaya
Researchers conducted a randomized evaluation to test the impact of a financial literacy interactive voice response campaign on loan outcomes. The intervention boosted knowledge and slightly improved loan repayment, but it also raised loan demand, increasing the overall risk of default.

Peer Effects, Diversity, and College Roommates in the United States

Johanne Boisjoly
Jacque Eccles
Researchers in the United States assessed the impact on college students of having a roommate from a different race. White students assigned to a black roommate were more likely to endorse affirmative action policies than those assigned to a white roommate. Other factors, such as having roommates...

Reducing Anemia Through Iron Fortification of Grain in Udaipur, India

Researchers in Udaipur, India, evaluated the impact of a village-level iron fortification program on the physical health of local families in 134 villages. Despite high take-up rates at the beginning of the study, overall take-up rates fell by the end of the evaluation. Results showed a significant...

Importance of Ethnic Networks in Business Transactions in India

Rajkamal Iyer
Researchers evaluated whether the ethnicities of wholesale buyers and sellers in Chennai, India, affected the transaction terms. They found that traders offered lower prices to buyers of the same ethnicity, but not necessarily because they trusted them more.