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Examining Underinvestment in Agriculture: Returns to Capital and Insurance Among Farmers in Ghana

Researchers in northern Ghana conducted a randomized evaluation to assess the underlying reason for underinvestment by examining the relative effectiveness of cash grants and insurance grants in improving crop yields. Results suggest that uninsured risk, rather than a lack of capital, was the...

Increasing Take-Up of the Earned Income Tax Credit

Across six randomized evaluations, researchers studied the impact of low-cost, low-touch informational interventions, or “nudges,” on take-up of the federal and state Earned Income Tax Credit (EITC) in California. None of the interventions had an impact on EITC take-up, suggesting that information...

Insurance, Credit and Technology Adoption in Malawi

Xavier Giné
In Malawi, researchers examined the effect of bundling rainfall index insurance with a credit program on farmers’ demand for credit. They found that bundling insurance with credit reduced the demand for credit, from 33 percent for credit alone to 17.6 percent for the bundled product.

Housing Lottery to Increase Demand for Formal Government Housing and Improve Welfare in Ethiopia

In low- to middle-income countries around the world, nearly one billion people lived in urban informal settlements as of 2018. Rapid urbanization in most large African cities has led to both more people and a higher proportion of people living in informal settlements over time. Researchers conducted...

Urban Property Rights in Mongolia

Researchers are evaluating the effect of an ownership assistance program on residents’ income, assets, and general financial behavior.

The Impact of Entrepreneurship Training for Women in Uganda

In Uganda, researchers evaluated the effect of standardized business skills training on business performance as compared to more personalized mentoring services.

Improving Governance Through Biometric Authentication and Secure Payments in India

In India, a biometrically authenticated payment system reduced corruption and substantially improved the delivery of government social assistance programs despite partial implementation.

Marketing Rainfall Insurance in India

Sarthak Gaurav
Jeremy Tobacman
Researchers conducted a randomized evaluation to test the impact of providing financial literacy education alongside various marketing strategies to small-scale farmers in Gujarat, India, on their demand for rainfall index insurance. Financial education had a significant effect on adoption of...