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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Flexible Repayment Schedules for Dairy Clients in India

This evaluation studies the effects of flexible repayment schedules on borrowers’ investment level, consumption, and loan default in the dairy industry in India.

Savings Account Labeling and Financial Literacy Training for Susu Customers

In this evaluation, researchers seek to understand if a purely psychological savings product, which encourages customers to earmark account funds for a specific financial goal, increases savings rates. Preliminary results found that customers with a labeled Susu savings account have more total...

Asset-based Microfinance in Pakistan

In Pakistan, researchers partnered with a microfinance institution to conduct a randomized evaluation to test how larger asset-based loans for purchasing business equipment, combined with flexible repayment options, affected business performance and household well-being. Business owners who received...

Evaluating Village Savings and Loan Associations in Uganda

Beniamino Savonitto
Bram Thuysbaert
Researchers in Uganda assessed the impact of VSLAs on access to financial services, income, food security, and education.

Military Conscription and Crime in Argentina

Researchers evaluated the effect of Argentina’s lottery-based conscription on draftees’ criminal activity. They found that conscription increased crime rates among draft-eligible Argentinians, especially those serving longer or during times of war.

Reducing Inequality through a Summer Youth Employment Program in Boston

Researchers used survey data to evaluate short-term outcomes for Boston’s SYEP participants in 2015. They found that the program significantly improved participants’ community engagement and social skills, many job readiness skills, and some academic aspirations.

Evaluating Village Savings and Loans Associations in Malawi

Beniamino Savonitto
Bram Thuysbaert
In Malawi, researchers are evaluating the effect of membership in a Village Savings and Loans Association (VSLA) on an individual’s financial and social well-being.

The Impact of Offering Pay-as-you-go Car Insurance on Covering Drivers in California

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...