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Applying Behavioral Insights to Design Low-Income Insurance Policies in Pakistan

Torben Fischer
Andreas Landmann
This evaluation tested whether offering insurance policies that required enrollment at different group levels mitigated the risk of individuals who are more likely to need health insurance being more likely to purchase policies. When allowed to purchase insurance at the individual level, those most...

The Impact of Offering Pay-as-you-go Car Insurance on Covering Drivers in California

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

Improving Educational Outcomes through Online Tutoring during Schools Closures in Italy during the Covid-19 Outbreak

Researchers designed a free online tutoring program delivered by volunteer university students to test whether it could mitigate the effects of school closures during the COVID-19 outbreak. They found that the program had a positive outcome on students' learning outcomes, socio-emotional skills, and...

Afghanistan Targeting the Ultra-Poor Impact Evaluation

Guadalupe Bedoya
Aidan Coville
Mohammad Isaqzadeh
Jeremy Shapiro
In Afghanistan, researchers evaluated the impact of a Targeting the Ultra Poor program on poverty reduction. The cost-effective program generated large positive impacts for women participants across key outcomes: consumption, assets, psychological well-being, total time spent working, financial...