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Digital Payments to Encourage the Use of Technology and Enable Secure, Efficient Transactions in Senegal's Informal Taxi Sector

Researchers introduced a digital payment system in Senegal's informal taxi sector to investigate how digital payments affected drivers' cash-handling costs and how allowing employers different levels of access to drivers' transactions affected driver effort, employment contracts, and the use of...

Business Training for Women in Ahmedabad, India

Researchers offered two days of business training and assistance in identifying a medium-term financial goal to a random sample of women of different castes and religions in India. A random sub-sample of women were invited to attend the training with a friend. Women trained with a friend doubled...

The Impact of Credit-Scoring on Small and Medium Enterprise (SME) Lending and Performance in the Philippines

Researchers are working with a large bank in the Philippines, using random assignment to offer loans to SME applicants who fall just below the threshold to be automatically approved for a loan. Comparing firms that received the loans to a similar group that did not will allow for a better...