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In partnership with a mobile network operator launching a new phone-based savings account, researchers evaluated the role of defaults and financial incentives on savings decisions. Two months after the launch of the phone-based savings account, the company’s employees randomly assigned a default...

Researchers conducted a randomized evaluation to test the impact of targeting cash transfers to women on household spending and women’s empowerment. Targeting the cash transfer to mothers increased household spending on food. Women offered the transfers also had stronger measures of empowerment...

Many financial products such as 401k plans have been designed to help US consumers overcome limited self-control and limited attention in order to reach their savings goals. However, reaching low-income consumers with such behaviorally-designed financial products can be difficult. In the Bronx, NY...

In Peru, researchers are conducting a randomized evaluation to measure the impact of an SMS reminder campaign on the frequency of credit report checks, credit scores, total debt levels, and interest rates paid on debt.

Access to quality jobs is a pressing concern in sub-Saharan Africa. In Kenya, researchers partnered with the technology company Sama and Innovations for Poverty Action to conduct a randomized evaluation of Sama’s training and job referral programs.

Researchers are adapting and scaling this seasonal credit product in partnership with a private sector company to evaluate the impact on household wellbeing, consumption patterns, wages, and company profitability in Zambia’s Lusaka, Central, Southern, and Eastern provinces.

Research has shown that people living in poverty are more likely to experience a range of psychological barriers that might constrain economic success. These barriers may include lower aspirations and goals, a perception that their actions have limited impacts on their circumstances, time...