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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Group Versus Individual Liability in the Philippines

Xavier Giné
In this study, researchers randomly selected existing group-lending centers to convert to an individual liability model. They found no difference in repayment rates between individuals assigned individual liability and those assigned group liability, no change in overall profitability for the bank...

Measuring the Impact of Microcredit on Borrowing and Business Outcomes in the Philippines

Researchers measured the impact of individual-liability microcredit on marginally creditworthy applicants in the Philippines. They found that increased access to microcredit expanded borrowing and improved risk management and sharing, but it also led clients to shrink their businesses.

Limited Insurance Within the Household in Kenya

Jonathan Robinson
Researchers examined whether intra-household risk-sharing mechanisms such as financial transfers between spouses operate efficiently in Western and Nyanza Provinces of Kenya and found that intra-household insurance to protect against economic shocks was inefficient among daily income earners.

An Entrepreneurial Model of Community Health Delivery in Uganda

In Uganda, an incentivized community health promoter program increased health care access, knowledge, and health-promoting behaviors among households, leading to a 27 percent reduction in child mortality.

Examining the Effects of Crop Price Insurance for Farmers in Ghana

Margaret McMillan
Researchers in Ghana introduced financial literacy training and crop price insurance to determine their impact on farmers' willingness to take out loans and make long-term investments. Results show that farmers who received the training and insurance were only slightly more likely to borrow and make...

Increasing Profits through Subsidized Microenterprise Relocation in Uganda

Those self-employed in microenterprises, who often report low profits and own few assets, account for fifty percent of the labor force in low-income countries. Researchers are conducting a randomized evaluation to test the effect of relieving constraints to microenterprise relocation on business...

Information Dissemination Campaign and Voters' Behavior in the 2009 Municipal Elections in Mexico

Researchers randomly assigned voting precincts to a campaign spreading information on corruption and public expenditure one week before the 2009 municipal elections in Mexico. Providing incumbent corruption information not only decreased incumbent party support, but also decreased voter turnout and...

The Impact of Sexual Harassment Awareness Training on Attitudes and Norms in India

Karmini Sharma
The researcher evaluated the impact of a sexual harassment training on the incidence of sexual harassment, opposite sex relationships, and attitudes and beliefs towards sexual harassment in India. Overall, the training reduced extreme forms of sexual harassment in the short run and intermediate...