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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Are Information Disclosures Effective in the Credit Card Market? Evidence from Mexico

Alan Elizondo
Eduardo Laguna-Müggenburg
Researchers tested the effect of seven different information disclosure messages on credit card clients of a large Mexican bank and found that non-standard information disclosures reduced debt levels and lowered delinquency more effectively than legally mandated disclosures.

Informal Math Games to Improve Children's Readiness for Learning School Mathematics in India

By the time they reach primary school, disadvantaged children often lag behind their more advantaged peers in the skills and concepts of formal math. To address this issue, researchers examined the impact of math games, played in preschools and exercising early emerging, universal and intuitive...

Protecting Agricultural Households Against Floods Through Flexible Microfinance in Bangladesh

Floods are an extremely destructive and increasingly common threat to rural agricultural households in countries without strong social safety nets. Researchers conducted a randomized evaluation to study the welfare impacts of a new microcredit product which guarantees credit access to agricultural...

Testing Commitment Devices for Remittances among Filipino Migrants in Rome

Giuseppe De Arcangelis
Majlinda Joxhe
David McKenzie
Erwin Tiongson
Researchers evaluated the impact of enabling Filipino migrants to label remittances for education on the amount of money they sent home. Labeling remittances as funds to be used for education raised the amount of money migrants sent home substantially (over 15 percent).

Leveraging Local Governments to Support Rice Mechanization in India

Working with local government leaders and agricultural extension agents, the researcher is conducting a randomized evaluation to test the impact of promoting a mechanization technology. Uniquely, the researcher will closely track how employment shifts for women who formerly did the mechanized work.

Welfare Impacts of Micro-Loans in Nigeria

In Nigeria, researchers worked with a financial service provider to evaluate the impact of digital loans on welfare. Being approved for the loans increased subjective well-being after three months, for applicants who normally would have been denied.