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Encouraging the Use of Formal Financial Services of Garment Workers through the Rollout of an Electronic Payment System in Bangladesh

Martin Kanz
Leora Klapper
Researchers randomly assigned employees at garment factories in Bangladesh to either continue collecting their wages in cash, receive direct deposit wage payments into a payroll account, or receive an account but continued to receive wage payments in cash. Exposure to payroll accounts led to...

Marketing Effects in a Consumer Credit Market in South Africa (Pricing the Effect of Psychological "Features")

Working closely with a highly profitable consumer lender in South Africa, researchers sought to determine the effects of advertising content, price, and offer deadlines on loan take up. They found the marketing had significant effects on loan take up, but not on loan amount or default rates. Clients...

The Impact of Community-Based Environmental Health Promotion Program on Child Health in Western Rwanda

In western Rwanda, researchers evaluated the impact of community health clubs on household take-up of healthy behaviors and on the health of children under 5 years of age. The program had minimal impact on household behaviors and no impact on caregiver-reported rates of diarrhea among children under...