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Displaying 161-168 of 298

Financial Education vs. Access to Finance Among Filipino Migrants

Paolo Abarcar
Rashmi Barua

International remittances are an important financial tool for many developing countries, and many organizations offer financial products or financial education services to help families manage the remittances they receive. Researchers provided families with financial products and financial education...

Applying Behavioral Insights to Design Low-Income Insurance Policies in Pakistan

Torben Fischer
Andreas Landmann
This evaluation tested whether offering insurance policies that required enrollment at different group levels mitigated the risk of individuals who are more likely to need health insurance being more likely to purchase policies. When allowed to purchase insurance at the individual level, those most...

The Impact of a Digital Credit for Small-Scale Farmers in Ghana

Researchers are evaluating the impact of an innovative mobile phone-based digital finance program on loan repayment rates, investment decisions, savings, and use of other financial services, as well as agricultural yields and profits.

Financial Training for Mineworkers in South Africa

Jeremy Shapiro
To test this, researchers evaluated the impact of a financial literacy workshop on miners’ financial understanding, behavior, and use of financial services.

The Impact of Defaults and Financial Incentives on Savings Decisions on a Mobile Money Platform in Afghanistan

Joshua Blumenstock
In partnership with a mobile network operator launching a new phone-based savings account, researchers evaluated the role of defaults and financial incentives on savings decisions. Two months after the launch of the phone-based savings account, the company’s employees randomly assigned a default...