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Flexible Loan Contracts for Microentrepreneurs in Bangladesh

Marianna Battaglia
Andreas Madestam
In Bangladesh, researchers partnered with BRAC to evaluate the impact of repayment flexibility in loan contracts for microentrepreneurs. Repayment flexibility benefited traditional microfinance borrowers primarily through the provision of insurance, enabling riskier investments at lower default...

High Hopes: Saving for High School with a Mobile-Money Lock-Box in Kenya

In Kenya, researchers partnered with a telecom operator to evaluate the impact of a commitment savings account, called the “High Hopes” Lock-Savings Account, on account usage, savings and loans, and school enrollment. The study found that many parents used the accounts–usage rates increased by about...

Evidence on Effects of and Rationales for Subsidized Entrepreneurship Training in the United States

Subsidizing entrepreneurship training in the United States did not improve access to training services or promoted employment among groups affected by discrimination.