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Using Behavioral Economics to Help Individuals Reduce Debt in the United States

Researchers designed and piloted a program called Borrow Less Tomorrow (BoLT) that took a behavioral approach to debt reduction, combining an accelerated loan repayment schedule with peer support and reminders. Results from a sample of free tax-preparation clients in Tulsa, United States suggest a...

Labeled Remittances from Workers to Improve Household Allocation Compliance in the Philippines

Researchers are evaluating the impact of providing the option of labeled remittances to Filipino workers in the United Arab Emirates on the amount of remittances sent and what those remittances are used for by their recipients.

The Impact of Training and Cash Grants on Female-Owned Businesses in Sri Lanka

Researchers evaluated the impact of a business training intervention, alone and combined with a cash grant, on the income and other business outcomes for self-employed women in Sri Lanka. Researchers found that business training alone was not sufficient to generate business growth, but when combined...

Improving Financial Access through Microcredit for Women in Mexico

Researchers expanded microcredit offerings in Sonora, Mexico to evaluate the effect of improved credit access on economic and social outcome. They found that microcredit increased access to formal financial services and enabled some businesses to expand, but did not increase household income or...

Improving the Targeting of Preventive Health Subsidies through Vouchers in Western Kenya

In Western Kenya, researchers compared three different approaches to subsidizing dilute chlorine solution to treat drinking water: a partial subsidy, a twelve month supply of free chlorine through monthly vouchers, and a twelve month supply of free chlorine hand-delivered. Safe water rates were much...