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The Impacts of Formal Savings Accounts in Rural Kenya

Sarah Green
Anthony Keats
Researchers examined the impact of access to banking services for the first time on households in rural Kenya. While savings account and credit usage rates were low overall because of poor service quality and low levels of trust in the institutions, access to the accounts helped some households rely...

Impacts of Flexible Loans on Borrower Behavior and Microenterprise Outcomes in Colombia

Lasse Brune
Xavier Giné
Researchers evaluated the impact of a flexible microloan product on new clients' repayment behavior, business outcomes, and client satisfaction. The results showed that the flexible loan led to some shifts in investment behavior but had no average impact on revenue or profits and led to higher...

A Multifaceted Approach to Increase Women’s Empowerment in the Democratic Republic of Congo

Researchers evaluated a multifaceted program for women experiencing extreme poverty in the Democratic Republic of Congo, a region facing protracted conflict. The intervention had positive and enduring effects on women’s consumption, employment, finances, and empowerment, and small positive impacts...

What Generates Growth in Microenterprises? Evidence from Sri Lanka

To study the employment limitation of microenterprises, researchers offered microentrepreneurs capital to incentivize them to hire workers. Results showed that a wage subsidy did not lead to lasting increases in employment sales or profits.

School Fee Loans to Increase Students Educational Outcomes in Uganda

Researchers are evaluating the impact of a digital school fee loan, with and without a direct repayment incentive, on repayment rates, households’ well-being, and students’ educational outcomes.

Leveraging Teacher Incentives to Improve Student Performance and Reduce Dropout in Uganda

Daniel O. Gilligan
Naureen Karachiwalla
Ibrahim Kasirye
Derek Neal
Researchers evaluated whether an alternative teacher incentive scheme, providing rewards based on the performance of all students, could help reduce dropout and improve student math learning. Introducing the pay-for-percentile incentive scheme reduced overall student dropout rates. However, these...