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The Effect of Higher Credit Card Interest Rates on Borrowers’ Demand and Debt in the UK

Gyöngyi Lóránth
Researchers studied the effects of a credit card interest rate increase among low-income subprime borrowers in the UK to assess its impact on credit card demand, overall indebtedness, and borrowers’ ability to pay. They found that following the rate hike, subprime borrowers who appeared to be more...

The Effect of Health Insurance on Child Labor in Pakistan

As of 2016, an estimated 151.6 million children aged 5 to 17 were engaged in child labor globally. For low-income households, economic shocks such as expensive accidents or illness are important determinants of child labor, as parents might have to send children to work for additional income...

Anonymity or Distance? Removing Obstacles to Youth Employment in Urban Ethiopia

Researchers evaluated and compared the impact of two different job search assistance policies on employment outcomes for young job seekers in Addis Ababa. Helping youth signal their skills to employers improved their earnings and job duration four years later, especially for youth who would usually...

The Indirect Effects of a Campaign Against Electoral Violence in Nigeria

Researchers conducted a randomized evaluation in Nigeria to determine whether a campaign against electoral violence could spread through social networks to affect the perceptions and behaviors not only of the individuals targeted by the campaign but also others to whom they have social ties. The...

The Importance of Management Support for Teacher-Led Targeted Instruction in Ghana

Anne Fitzpatrick
Researchers partnered with Ghana Education Services (GES), The National Teaching Council (NTC), The National Council for Curriculum and Assessment (NaCCA), The National Inspectorate Board (NIB), and UNICEF to evaluate whether additional managerial support from head teachers and circuit supervisors...

Follow-Up Phone Calls to Reduce the Costs of Job Search among Job Seekers in Pakistan

Nivedhitha Subramanian
Kate Vyborny
Researchers conducted a randomized evaluation to test the impact of reducing the psychological costs of job applications, such as the tendency to postpone applications because completing a task today seems more burdensome than tomorrow, on job application rates and interviews in Lahore, Pakistan...

Incentives for Milk Cleanliness and Production Quality for Cooperatives in India

Ashish Shenoy
Much economic activity in low-income countries takes place through cooperative or collective organizations. Researchers in the Indian state of Karnataka conducted a randomized evaluation to study whether collective incentive payments to village cooperatives of dairy farmers could increase milk...

Improving Youth Employment with Job Information during Vocational Training in India

Wiji Arulampalam
Bhaskar Chakravorty
Researchers conducted a randomized evaluation to test whether giving vocational trainees richer information about potential jobs improved their employment outcomes. Researchers provide suggestive evidence that with the information, trainees made better decisions on whether to continue the training...