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Impacts of Flexible Loans on Borrower Behavior and Microenterprise Outcomes in Colombia

Lasse Brune
Xavier Giné
Researchers evaluated the impact of a flexible microloan product on new clients' repayment behavior, business outcomes, and client satisfaction. The results showed that the flexible loan led to some shifts in investment behavior but had no average impact on revenue or profits and led to higher...

A Multifaceted Approach to Increase Women’s Empowerment in the Democratic Republic of Congo

Researchers evaluated a multifaceted program for women experiencing extreme poverty in the Democratic Republic of Congo, a region facing protracted conflict. The intervention had positive and enduring effects on women’s consumption, employment, finances, and empowerment, and small positive impacts...

Investing Cash Transfers to Raise Long-Term Living Standards in Mexico

Sebastian Martinez
Marta Rubio-Codina
Researchers conducted a randomized evaluation of the impact of the Oportunidades CCT program in Mexico on recipients’ investments decisions and long-run poverty levels. They found that the cash transfers promoted long-term increases in consumption through investment in productive activities...