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Performance Incentives for Commercial Bank Loan Officers to Improve Effort on Risk-Assessment and Lending Decisions in India

Martin Kanz
Leora Klapper
Researchers partnered with a commercial bank in India to study the effect of paying loan officers according to the performance of their loans on the quality of their lending decisions. Loan officers working under this incentive scheme exerted greater screening effort, approved fewer loans, and...

The Use of Self-Help Groups as a Savings Commitment Device in Chile

Felipe Kast
Stephan Meier
Researchers in Chile compared the effects of self-help peer groups and text-message feedback on entrepreneurs’ ability to make regular deposits into a savings account. Receiving feedback by text message increased savings by almost as much as being a member of a self-help group, suggesting that the...

The Impacts of Computer-Based Individualized Instruction on Math Learning in India

Andreas de Barros
Alejandro Ganimian
In partnership with an education assessment firm, researchers conducted a randomized evaluation to isolate the impact of computer-based individualized instruction in India. After nine months, lower-performing students in grades six to eight learned 22 percent of a standard deviation more in math if...

Do Robotic Calls from Credible Sources Influence Voter Turnout or Vote Choice?

James G. Gimpel
Daron R. Shaw
To test the impact of an automated phone call from a credible source on voters’ preferences and behavior, researchers delivered the message to random voters in two concurrent randomized evaluations. The call did not increase voter turnout or change voter preferences, suggesting that automated phone...

Socio-Emotional Learning for At-Risk Students in Urban Schools in Lima

Ines Kudo
Researchers evaluated the impact of teaching socio-emotional skills to schoolchildren on their emotional well-being, learning, life satisfaction, and long-run labor outcomes.

Building Market Linkages for Smallholder Farmers through a Digital Marketplace in Uganda

Researchers conducted a randomized evaluation in Uganda to test the impact of a mobile phone-based marketplace for agricultural commodities on local market prices, entry of traders, farmer revenue, and trader profits. Overall, the platform increased trade flows and decreased price variation across...