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The Impact of Credit-Scoring on Small and Medium Enterprise (SME) Lending and Performance in the Philippines

Researchers are working with a large bank in the Philippines, using random assignment to offer loans to SME applicants who fall just below the threshold to be automatically approved for a loan. Comparing firms that received the loans to a similar group that did not will allow for a better...

Maternal Literacy and Participation Programs for Child Learning in India

Researcher evaluated whether mothers’ literacy classes and home-learning participation trainings could improve children’s learning outcomes. The interventions had small positive impacts on mother and child learning levels.

Prompting Microfinance Borrowers to Save in Guatemala

Researchers partnered with the largest public bank in Guatemala to measure the impact of light-touch financial products, such as reminders and suggested ‘default’ savings contribution levels, on the savings behavior of microfinance borrowers. Clients who were prompted to save through default...

Do Phone Calls Increase Voter Turnout in the United States?

Researchers measured the impact of receiving phone calls on registered voters’ likelihood of voting in general elections in the United States. The study found that non-partisan, get-out-the-vote (GOTV) phone calls had no effect on voter turnout.

The Impact of a Formal Savings Intervention in Sri Lanka

Researchers conducted a randomized evaluation to test the impact of a deposit collection service on the amount of savings and the source of those savings. In a follow-up evaluation, researchers introduced design tweaks to test the impact of reducing collection costs on individuals’ savings behavior...

The Impact of Subsidies on the Demand for Electrification in Rural Kenya

Researchers conducted a randomized evaluation to measure the impact of offering subsidies to connect to the power grid on the demand for rural electrification in Kenya. The study finds that demand falls rapidly as connection price increases, and that supply costs are very high.