News

Researchers expanded microcredit offerings in Bosnia and Herzegovina to evaluate the effect of improved credit access on economic and social outcomes. They found that providing loans to slightly under-qualified microcredit applicants increased small business ownership, but not income, and decreased...

To test the impact of an automated phone call from a credible source on voters’ preferences and behavior, researchers delivered the message to random voters in two concurrent randomized evaluations. The call did not increase voter turnout or change voter preferences, suggesting that automated phone...

Researchers present results from six randomized control trials of an integrated approach to improve livelihoods among the very poor. The impact on the poor households lasted at least a year after all implementation ended.

Researchers partnered with a Protestant church district in metropolitan Bavaria, Germany, to conduct a field experiment to reveal taxpayers’ motivations to comply with a local church tax. Researchers found that simplifying the tax notification, highlighting the possibility of tax enforcement, and...

Credit-building loan products (CBLs) have begun to proliferate in the U.S. marketplace, but there is little evidence on the effects of these products on consumers and lenders. IPA and RAND worked with researchers to evaluate the impacts of a CBL offered at a credit union in Missouri, both alone and...

Researchers investigated the role of online networking groups (via WhatsApp) and free legal aid on improving business innovation, practices, sales, and profits among growth-oriented women-owned firms in Ghana. They found that online networking groups meaningfully encouraged business innovation...

Researchers evaluated the effect of social pressure to share income on farmers’ spending decisions by varying whether income from large cash prizes was received in a public or private setting. Receiving prize money in a public setting induced individuals to spend one-third more of their money in the...