News

Researchers partnered with a large Indonesian Islamic bank to evaluate the impact of sending moral appeals in reminder text messages to late-paying credit card holders. Messages stating that non-repayment of debts by someone who is able to repay is an injustice increased the number of clients...

Researchers examined the informational, behavioral, and monetary drivers behind takeup of residential energy efficiency audits and subsequent investments in Wisconsin. While receipt of promotional letters and subsidies did induce higher rates of audit participation, overall takeup and investment in...

Researchers partnered with a water company in Zambia to evaluate whether improved information and incentives can help households manage their water usage. They found that targeting incentives to higher household water consumers might be an effective way to reduce water consumption.

Researchers conducted a randomized evaluation to test the impact of pay for performance contracts on teachers’ qualities, effort, and student learning in Rwanda. Pay for performance improved teacher effort, particularly their presence in classroom and their pedagogical effectiveness, and raised...

Researchers partnered with banks in three countries to see if removing the costs to opening basic bank accounts would lead to more households opening and using bank accounts. Overall, use of the accounts was low across all three countries, and being offered a free, basic bank account had no impact...

researchers are evaluating the impact of CBFM on farmers’ agricultural productivity, adoption of modern technology, rural livelihoods, and forest conservation.

Despite the initial promise of microcredit, randomized evaluations have found at best modest effects of microloans on poverty. Digitized payments from government cash transfer programs provide a unique opportunity to offer microcredit while addressing some of its shortcomings, potentially reducing...

In Egypt, a sizable portion of the prison population is incarcerated solely for failing to repay private debts, highlighting serious concerns about the social, economic, and legal consequences of debtor imprisonment. Researchers are conducting two randomized evaluations, the first tests the impact...