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Performance Incentives for Commercial Bank Loan Officers to Improve Effort on Risk-Assessment and Lending Decisions in India

Martin Kanz
Leora Klapper
Researchers partnered with a commercial bank in India to study the effect of paying loan officers according to the performance of their loans on the quality of their lending decisions. Loan officers working under this incentive scheme exerted greater screening effort, approved fewer loans, and...

The Use of Self-Help Groups as a Savings Commitment Device in Chile

Felipe Kast
Stephan Meier
Researchers in Chile compared the effects of self-help peer groups and text-message feedback on entrepreneurs’ ability to make regular deposits into a savings account. Receiving feedback by text message increased savings by almost as much as being a member of a self-help group, suggesting that the...

Afghanistan Targeting the Ultra-Poor Impact Evaluation

Guadalupe Bedoya
Aidan Coville
Mohammad Isaqzadeh
Jeremy Shapiro
In Afghanistan, researchers evaluated the impact of a Targeting the Ultra Poor program on poverty reduction. The cost-effective program generated large positive impacts for women participants across key outcomes: consumption, assets, psychological well-being, total time spent working, financial...

Do Robotic Calls from Credible Sources Influence Voter Turnout or Vote Choice?

James G. Gimpel
Daron R. Shaw
To test the impact of an automated phone call from a credible source on voters’ preferences and behavior, researchers delivered the message to random voters in two concurrent randomized evaluations. The call did not increase voter turnout or change voter preferences, suggesting that automated phone...

Socio-Emotional Learning for At-Risk Students in Urban Schools in Lima

Ines Kudo
Researchers evaluated the impact of teaching socio-emotional skills to schoolchildren on their emotional well-being, learning, life satisfaction, and long-run labor outcomes.