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Encouraging the Use of Formal Financial Services of Garment Workers through the Rollout of an Electronic Payment System in Bangladesh

Martin Kanz
Leora Klapper
Researchers randomly assigned employees at garment factories in Bangladesh to either continue collecting their wages in cash, receive direct deposit wage payments into a payroll account, or receive an account but continued to receive wage payments in cash. Exposure to payroll accounts led to...

Reducing Racial Stereotypes by Encouraging Interaction in South Africa

Researchers studied the effects of a university policy in South Africa to promote racial integration, by randomly allocating incoming students to roommates of a different race. The policy reduced negative racial stereotypes among white students, improved attitudes and behaviors towards members of...

The Impact of Lottery Ticket Incentives on Saving in Mexico

Researchers conducted a randomized evaluation to determine whether PLS programs encouraged opening and use of bank accounts in Mexico. The lottery incentive increased the number of bank accounts opened, and accounts opened because of the PLS program were just as likely to be used as accounts opened...

Teaching Students Perspective-taking to Mitigate Social Exclusion of Refugee Children in Turkey

Researchers partnered with the Ministry of Education in Turkey to conduct a randomized evaluation of Understanding Each Other, a program which aims to foster social cohesion through perspective-taking activities that encourage students to consider others’ perspectives. They found that the program...

The Impact of Reframing Large Debt Burdens into Smaller Goals on Reducing Debt in the United States

Jeremy Burke
Researchers have partnered with a non-profit debt management provider and IPA to evaluate whether reframing difficult, long-lasting tasks, such as paying off large debts, into more easily-attainable “sub-goals” can help borrowers accomplish their goals of debt repayment and increase client retention...

Targeted Information for The Adoption of Flood-Tolerant Rice in India

Manzoor H. Dar
Eleanor Wiseman
Researchers conducted a randomized evaluation to test the effect of providing information and experimental kits of an improved variety of flood-tolerant rice, Swarna-Sub1 or SS1, to agro-dealers on adoption rates among their customers. Overall, informing agro-dealers and providing them with seeds...