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Digital Payments to Encourage the Use of Technology and Enable Secure, Efficient Transactions in Senegal's Informal Taxi Sector

Researchers introduced a digital payment system in Senegal's informal taxi sector to investigate how digital payments affected drivers' cash-handling costs and how allowing employers different levels of access to drivers' transactions affected driver effort, employment contracts, and the use of...

Politicians, Publicly-Released Audits of Corruption, and Electoral Outcomes in Brazil

Taking advantage of a federal anticorruption program that randomly assigned municipalities to be audited, the researchers compared the electoral outcomes for mayors in two randomly selected groups of municipalities: those that were audited before and those that were audited after the 2004 election...

The Impact of Credit-Scoring on Small and Medium Enterprise (SME) Lending and Performance in the Philippines

Researchers are working with a large bank in the Philippines, using random assignment to offer loans to SME applicants who fall just below the threshold to be automatically approved for a loan. Comparing firms that received the loans to a similar group that did not will allow for a better...