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Graduating the Ultra-Poor in Ethiopia

Nathanael Goldberg
Researchers present results from six randomized control trials of an integrated approach to improve livelihoods among the very poor. The impact on the poor households lasted at least a year after all implementation ended.

Information Campaigns to Increase Mobile Banking Adoption in Ghana

In Ghana, researchers worked with a bank that provides services to low-income customers with limited access to mainstream banking to evaluate the impact of sending pre-recorded informational voice calls and text messages on the adoption of mobile banking. Clients that received messages encouraging...

The Role of Extrinsic and Intrinsic Motivations for Tax Compliance in Germany

Researchers partnered with a Protestant church district in metropolitan Bavaria, Germany, to conduct a field experiment to reveal taxpayers’ motivations to comply with a local church tax. Researchers found that simplifying the tax notification, highlighting the possibility of tax enforcement, and...

The Impact of Contraceptive Subsidies for Individuals in the United States

Jennifer Barber
Lea Bart
Vanessa Dalton
Daniel Eisenberg
Paula Fomby
Vanessa Lang
Alexa Prettyman
In this randomized evaluation, researchers partnered with Planned Parenthood of Michigan to give vouchers for contraception to evaluate the impact of contraceptive costs on method choice. Those who received the vouchers were more likely to buy contraceptives and buy more expensive methods than those...

The Impact of a Credit-Building Loan Product and Credit Counseling on Low-Income Borrowers in the United States

Jeremy Burke
Kata Mihaly
Credit-building loan products (CBLs) have begun to proliferate in the U.S. marketplace, but there is little evidence on the effects of these products on consumers and lenders. IPA and RAND worked with researchers to evaluate the impacts of a CBL offered at a credit union in Missouri, both alone and...

The Effect of Social Pressure on Individuals' Financial Decisions in Central Malawi

Researchers evaluated the effect of social pressure to share income on farmers’ spending decisions by varying whether income from large cash prizes was received in a public or private setting. Receiving prize money in a public setting induced individuals to spend one-third more of their money in the...

Impacts of Conditional Cash Transfer Programs on Voting in Honduras

In this randomized evaluation in Honduras, researchers assessed how the national Programa de Asignación Familiar (Family Allowance Program) CCT program, which provided a combination of transfers to households and transfers to support public goods, influenced voting in local and national elections...

Generating Skilled Self-Employment in Uganda

Sebastian Martinez
Researchers used a randomized evaluation to measure the impact of a government program that gave groups of young people US$400 per person in return for a proposal to start a skilled trade. Recipients invested the cash and significantly increased their incomes for several years. However, nine years...