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Researchers leveraged data from a randomized evaluation conducted by a large bank in Mexico to test the impact of varying credit card contract terms on loan default, card cancellation rates, and bank revenue for first-time formal sector borrowers. Variations in the interest rate and minimum payment...

Researchers studied whether financial incentives offered to elementary school students could increase standardized test scores. Students who were eligible to win gift certificates had higher math scores and read more.

Recent studies have found that summer youth employment programs appear to generate large declines in the rates of violent crime—a significant finding for urban policymakers seeking to create safer, more vibrant cities.

Traffic is a significant concern in many rapidly developing and urbanizing countries, as it contributes to increased commute times, pollution, and fuel consumption. One solution to this challenge could be ride-sharing to reduce the number of cars on the road. In Malaysia and Singapore, researchers...

Researchers partnered with the Côte d'Ivoire government to measure the short- and long-term impacts of a public works program, along with complementary trainings on basic entrepreneurship and job search skills. In the short term, the program led to a shift toward wage jobs (as opposed to self...

Researchers conducted two randomized evaluations to test the impacts of providing customized information on predicted case outcomes or conciliation services on labor court settlement rates in Mexico. Both interventions nearly doubled the immediate settlement rate, but only when the plaintiff was...

Researchers examined the impact of access to banking services for the first time on households in rural Kenya. While savings account and credit usage rates were low overall because of poor service quality and low levels of trust in the institutions, access to the accounts helped some households rely...