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Mobile Money Usage and Expectations of Violence in Afghanistan

Joshua Blumenstock
Researchers evaluated the relationship between mobile money usage and violence in Afghanistan. Results suggest that access to a mobile salary payment system increased mobile money usage, but expectations of violence significantly decreased usage and increased cash savings instead.

Peer Pressure and Educational Investments in the United States

Researchers offered high school students the opportunity to sign up for free access to an online SAT preparatory course. Some students were told that their decision to sign up would be public, and others were told that their decision would be kept private. In non-honors classes, sign-up rates were...

The Impact of Cognitive Behavioral Therapy and Cash Transfers on High-Risk Young Men in Liberia

Sebastian Chaskel
Margaret Sheridan
To understand the long-term effectiveness of CBT among adults, researchers evaluated the impact of a short-term CBT program and the distribution of unconditional cash transfers on the behavior of high-risk young men in Liberia. CBT reduced criminal behavior among participants both in the short run...

The Effect of Text Message Reminders on Failure to Appear in Court in the Rural United States

Researchers conducted a randomized evaluation to test the impact of text message reminders on rates of failure to appear in court (FTA) among people who are unhoused and housed in rural Shasta County, California. The reminders reduced FTA rates for the housed population, but did not impact FTA rates...

The Impact of Emergency Cash Assistance in a Pandemic

Researchers conducted a randomized evaluation in Colombia to assess the effects of emergency cash assistance on the well-being of households. Recipients of the UCT experienced improved financial health, food access, and psychological well-being. Colombia’s newly implemented mobile money system...

Moral Incentives to Increase Credit Card Repayment in Indonesia

Daniel Gottlieb
Martin Kanz
Researchers partnered with a large Indonesian Islamic bank to evaluate the impact of sending moral appeals in reminder text messages to late-paying credit card holders. Messages stating that non-repayment of debts by someone who is able to repay is an injustice increased the number of clients...

Increasing Take-Up of the Earned Income Tax Credit

Across six randomized evaluations, researchers studied the impact of low-cost, low-touch informational interventions, or “nudges,” on take-up of the federal and state Earned Income Tax Credit (EITC) in California. None of the interventions had an impact on EITC take-up, suggesting that information...

The Impact of Energy Efficiency Messaging on Audit Takeup and Investment in Wisconsin

Researchers examined the informational, behavioral, and monetary drivers behind takeup of residential energy efficiency audits and subsequent investments in Wisconsin. While receipt of promotional letters and subsidies did induce higher rates of audit participation, overall takeup and investment in...