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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Impact of Secondary Education on Economic Decision-Making in Malawi

Researchers evaluated whether randomly providing financial support for secondary education could improve economic decision-making in addition to educational outcomes for secondary school students in Malawi. Results show that the intervention improved educational outcomes and economic decision-making...

The Impact of Access to Credit and Business Training on Entrepreneurs’ Business Outcomes and Resilience to COVID-19

Lise Masselus
Researchers are conducting a randomized evaluation to test the impact of access to credit and business training on entrepreneurs’ business outcomes and households’ resilience to cope with the consequences of COVID-19. Research is ongoing; results are forthcoming.

The Impact of Offering Pay-as-you-go Car Insurance on Covering Drivers in California

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

Afghanistan Targeting the Ultra-Poor Impact Evaluation

Guadalupe Bedoya
Aidan Coville
Mohammad Isaqzadeh
Jeremy Shapiro
In Afghanistan, researchers evaluated the impact of a Targeting the Ultra Poor program on poverty reduction. The cost-effective program generated large positive impacts for women participants across key outcomes: consumption, assets, psychological well-being, total time spent working, financial...

Supplementing Savings Groups with External Funds to Expand Access to Lending in Uganda

Researchers conducted a randomized evaluation to test whether supplementing SGs with additional funds impacts SG members' financial access and behavior. Capital infusions to Sgs increased members' access to loans and members received more money at the end of year payout, without increasing defaults...

Group Versus Individual Liability in the Philippines

Xavier Giné
In this study, researchers randomly selected existing group-lending centers to convert to an individual liability model. They found no difference in repayment rates between individuals assigned individual liability and those assigned group liability, no change in overall profitability for the bank...

Measuring the Impact of Microcredit on Borrowing and Business Outcomes in the Philippines

Researchers measured the impact of individual-liability microcredit on marginally creditworthy applicants in the Philippines. They found that increased access to microcredit expanded borrowing and improved risk management and sharing, but it also led clients to shrink their businesses.

Limited Insurance Within the Household in Kenya

Jonathan Robinson
Researchers examined whether intra-household risk-sharing mechanisms such as financial transfers between spouses operate efficiently in Western and Nyanza Provinces of Kenya and found that intra-household insurance to protect against economic shocks was inefficient among daily income earners.