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Understanding Borrowers' Decisions: Payday Loans in the United States

Researchers partnered with a large payday lender in Indiana to conduct an evaluation to better understand consumers’ decision-making. The results suggest that average borrowers can anticipate their probability of taking loans in the future. However, people focus too much on the present when making...

The Impact of Outreach and Assistance from Navigators on Medicaid Renewals in the United States

Allison Espeseth
Researchers assessed the impact of outreach on Medicaid retention; outreach messages provided a reminder to renew as well as information about how to obtain free one-on-one assistance with renewal processes from health insurance navigators. Outreach using pre-recorded calls prevented denials due to...

Characterizing Firm-Level Discrimination in the United States

Researchers studied hiring discrimination among major employers in the United States by sending fictional resumes, with varying demographic information, to determine whether certain characteristics would lead to different follow-up contact rates. Employers were less likely to contact resumes with...

The Impact of Citizen Monitoring on the 2019 Mayoral Elections in Colombia

Researchers evaluated the impact of encouraging citizen monitoring on the 2019 mayoral elections in Colombia. The intervention resulted in higher reports from citizens and a reduction in observed irregularities in the election.

Quantifying Racial Discrimination in Major US Housing Markets

Researchers conducted a correspondence study assessing property managers’ responses to rental listing inquiries from prospective tenants with distinctively Black, Hispanic/Latinx, or white names in the United States. Property managers were significantly less likely to respond to messages from...

The Impact of Peer Messaging to Combat the Spread of Covid-19 in Zambia

Researchers conducted a randomized evaluation in Zambia to test the impact of a peer-based information campaign, consisting of SMS messages and small cash incentives, on people’s adherence to Covid-19 health protocols. Participants forwarded public health SMSs when they were encouraged to do so, yet...

Smart Meters: Do Prices Matter to Their Adoption and Do They Save Energy?

Michael Price
Researchers conducted a randomized evaluation to test the impact of financial incentives on the take-up of energy-efficient smart meters and subsequent energy use in partnership with British Gas. While offering incentives increased smart meter adoption, customers did not reduce their energy...

Can Transportation Subsidies Reduce Failures to Appear in Criminal Court?

Rebecca Brough
Matthew Freedman
Daniel E. Ho
Researchers partnered with local agencies in King County, Washington to evaluate the impact of providing transit subsidies on rates of FTA in court. While the study was disrupted due to Covid-19, the pilot results indicated that transit subsidies had little effect on reducing FTA.