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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

Importance of Ethnic Networks in Business Transactions in India

Rajkamal Iyer
Researchers evaluated whether the ethnicities of wholesale buyers and sellers in Chennai, India, affected the transaction terms. They found that traders offered lower prices to buyers of the same ethnicity, but not necessarily because they trusted them more.

Is Digital Credit Filling a Hole or Digging a Hole? Evidence from Malawi

Researchers conducted a randomized evaluation to test the impact of a financial literacy interactive voice response campaign on loan outcomes. The intervention boosted knowledge and slightly improved loan repayment, but it also raised loan demand, increasing the overall risk of default.

Opportunities to Improve the Expansion and Impact of Agricultural Lending in Mali

Researchers evaluated the impact of additional investments in agriculture on income for subsistence farmers. In rural Mali, giving some farmers unrestricted cash grants led to significantly higher productivity and profits, suggesting farmers would invest more in their farms if they had more capital.

Harvesting Rainfall: Experimental Evidence from Cistern Deployment in Northeast Brazil

Distributing water cisterns in northeast Brazil led to fewer requests for private benefits from local politicians and fewer votes for incumbent mayors, who typically have more resources to engage in clientelism. Marco Gonzalez-Navarro and J-PAL's Latin America & Caribbean office are now working with...

School Communication Strategies and School Outcomes in France

In France, researchers evaluated the impact of various school communication strategies designed to encourage parents to participate in their children’s schooling. They found that personalized invitations increased parental participation in school meetings, especially for parents of low-performing...

The Impact of Offering Pay-as-you-go Car Insurance on Covering Drivers in California

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

Financial Training for Mineworkers in South Africa

Jeremy Shapiro
To test this, researchers evaluated the impact of a financial literacy workshop on miners’ financial understanding, behavior, and use of financial services.