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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Impact of Credit Scores on Lending in Colombia

Researchers used a randomized evaluation to measure the impact of introducing credit scores on lending to small enterprises in Colombia. The adoption of credit scores increased productivity in the loan approval process and improved credit allocation.

Unconditional Cash Grants for People with HIV/AIDS in Uganda

Research has shown that HIV/AIDS impacts not only the health of infected individuals, but also their financial security, and the financial security of their households, often aggravating existing poverty. Researchers will introduce unconditional cash grants, coupled with financial planning sessions...

Information and Price Variations to Reduce Residential Energy Use in the United States

Researchers evaluated the effects of introducing price increases during peak periods and also real-time information about electricity usage to residential customers in the United States. Households that received feedback about usage reduced consumption and individuals were more responsive to pricing...

Improving Learning Outcomes through the Government School System in India

Researchers evaluated the impact on student learning outcomes of two programs introduced by the Government of Haryana. While the Continuous and Comprehensive Evaluation (CCE) program did not have any effect on test scores, the Learning Enhancement Program (LEP), which focused on basic literacy and...

The Effect of Increased Autonomy vs. Performance Pay on Procurement Officers’ Performance in Pakistan

Researchers partnered with several agencies of the Government of Punjab, Pakistan, to evaluate the impact of giving procurement officers more autonomy, compared to financial rewards, on public procurement performance. Shifting authority away from supervisors and towards procurement officers improved...

Increasing Mobile Banking Use Among Rural Populations in Ghana

Researchers assessed the impact of financial incentives and peer endorsement on mobile banking adoption and formal savings in Ghana. While financial incentives boosted adoption by 50 percent, peer endorsement was twice as effective, leading to sustained mobile banking use and a 30 percent increase...