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Browse news articles about J-PAL and our affiliated professors, and read our press releases and monthly global and research newsletters. For media inquiries, please email us.

The Impact of Credit Scores on Lending in Colombia

Researchers used a randomized evaluation to measure the impact of introducing credit scores on lending to small enterprises in Colombia. The adoption of credit scores increased productivity in the loan approval process and improved credit allocation.

Financial Education vs. Access to Finance Among Filipino Migrants

Paolo Abarcar
International remittances are an important financial tool for many developing countries, and many organizations offer financial products or financial education services to help families manage the remittances they receive. Researchers provided families with financial products and financial education...

Student Incentive Structures in Malawi

Hyuncheol Kim
Hyuk Harry Son
Researchers conducted a randomized evaluation to test the impact of two different performance-based incentives on students’ test scores, motivation, and behavior in Malawi. They find that tournament-style incentives that rewarded the top performers among a large group lowered test scores and student...

Improving Learning Outcomes through the Government School System in India

Researchers evaluated the impact on student learning outcomes of two programs introduced by the Government of Haryana. While the Continuous and Comprehensive Evaluation (CCE) program did not have any effect on test scores, the Learning Enhancement Program (LEP), which focused on basic literacy and...

The Effect of Increased Autonomy vs. Performance Pay on Procurement Officers’ Performance in Pakistan

Researchers partnered with several agencies of the Government of Punjab, Pakistan, to evaluate the impact of giving procurement officers more autonomy, compared to financial rewards, on public procurement performance. Shifting authority away from supervisors and towards procurement officers improved...

Improving Rug Firm Performance through Exporting in Egypt

Researchers partnered with Aid to Artisans (ATA), a US-based nonprofit, and Hamis Carpets, an Egypt-based distributor, to provide small-scale rug manufacturers the opportunity to export to high-income countries. Offering small firms the opportunity to export rugs to high-income markets increased...