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The Impact of Defaults and Financial Incentives on Savings Decisions on a Mobile Money Platform in Afghanistan

In partnership with a mobile network operator launching a new phone-based savings account, researchers evaluated the role of defaults and financial incentives on savings decisions. Two months after the launch of the phone-based savings account, the company’s employees randomly assigned a default...

The Impact of Gender-Targeted Cash Transfers in North Macedonia

Researchers conducted a randomized evaluation to test the impact of targeting cash transfers to women on household spending and women’s empowerment. Targeting the cash transfer to mothers increased household spending on food. Women offered the transfers also had stronger measures of empowerment...

Providing High-Quality Online Lesson Plans to Improve Student Learning in the United States

Researchers evaluated the impact of providing teachers with access to high-quality online lessons and implementation support on student achievement in mathematics. Providing teachers with access to the lessons, reminders, and implementation support significantly increased student achievement.

Cash & Stash: Encouraging Saving at a Check Casher in the United States

Many financial products such as 401k plans have been designed to help US consumers overcome limited self-control and limited attention in order to reach their savings goals. However, reaching low-income consumers with such behaviorally-designed financial products can be difficult. In the Bronx, NY...

The Impact of Teaching Teachers to Use Computer Assisted Learning on Student Math Performance in the United States

Researchers conducted two randomized evaluations to test the impact of coaching teachers on integrating CAL in their elementary and middle school mathematics instruction in two large, diverse school districts in the United States. The intervention led to improved math performance in one evaluation...

The Impact of Offering Pay-as-you-go Car Insurance on Covering Drivers in California

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

Improving Credit Scores with Information in Peru

In Peru, researchers are conducting a randomized evaluation to measure the impact of an SMS reminder campaign on the frequency of credit report checks, credit scores, total debt levels, and interest rates paid on debt.