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Providing Primary Education for Foundational Literacy and Numeracy in Guinea Bissau

Peter Boone
Ila Fazzio
Jenny Hsieh
Robin Lumsdaine
Researchers evaluated the impact of creating schools offering four years of primary education, in lieu of the government, on early grade reading and math skills in rural Guinea Bissau. The intervention led to substantial improvements in literacy and numeracy.

Performance Incentives for Commercial Bank Loan Officers to Improve Effort on Risk-Assessment and Lending Decisions in India

Martin Kanz
Leora Klapper
Researchers partnered with a commercial bank in India to study the effect of paying loan officers according to the performance of their loans on the quality of their lending decisions. Loan officers working under this incentive scheme exerted greater screening effort, approved fewer loans, and...

Increasing Access to Microcredit to Encourage Business Start-up and Participant Welfare in Bosnia and Herzegovina

Britta Augsburg
Ralph De Haas
Heike Harmgart
Researchers expanded microcredit offerings in Bosnia and Herzegovina to evaluate the effect of improved credit access on economic and social outcomes. They found that providing loans to slightly under-qualified microcredit applicants increased small business ownership, but not income, and decreased...