News

Researchers conducted a randomized evaluation to test the impact of introducing a pay-as-you-go car insurance contract, which reduces minimum purchase requirements, to uninsured drivers in California. Applicants who were offered this type of insurance were nearly twice as likely to purchase car...

Researchers conducted a randomized evaluation to test the impact of targeting cash transfers to women on household spending and women’s empowerment. Targeting the cash transfer to mothers increased household spending on food. Women offered the transfers also had stronger measures of empowerment...

Many financial products such as 401k plans have been designed to help US consumers overcome limited self-control and limited attention in order to reach their savings goals. However, reaching low-income consumers with such behaviorally-designed financial products can be difficult. In the Bronx, NY...

Researchers studied the impact of a summer jobs program in Chicago on crime, education, and employment. The program dramatically reduced violent-crime arrests, including in the following school year, though it did not influence schooling or formal employment, and may have increased property crime in...

While many low-income Americans have costly debt, they typically spend only a small proportion of their tax rebates to repay those debts. In partnership with Baltimore CASH, researchers are introducing postcards that encourage low-income tax filers to use their tax rebates to pay off debt, and...

Researchers conducted a randomized evaluation to test the impact of the anti-poverty cash transfer program, PROSPERA, on food consumption for families living in poverty in Mexico. Households consumed enough food both before and after receiving the cash transfer.

Access to quality jobs is a pressing concern in sub-Saharan Africa. In Kenya, researchers partnered with the technology company Sama and Innovations for Poverty Action to conduct a randomized evaluation of Sama’s training and job referral programs.

Researchers are adapting and scaling this seasonal credit product in partnership with a private sector company to evaluate the impact on household wellbeing, consumption patterns, wages, and company profitability in Zambia’s Lusaka, Central, Southern, and Eastern provinces.