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The Impact of Credit Scores on Lending in Colombia

Researchers used a randomized evaluation to measure the impact of introducing credit scores on lending to small enterprises in Colombia. The adoption of credit scores increased productivity in the loan approval process and improved credit allocation.

Financial Education vs. Access to Finance Among Filipino Migrants

Paolo Abarcar
International remittances are an important financial tool for many developing countries, and many organizations offer financial products or financial education services to help families manage the remittances they receive. Researchers provided families with financial products and financial education...

Improving Learning Outcomes through the Government School System in India

Researchers evaluated the impact on student learning outcomes of two programs introduced by the Government of Haryana. While the Continuous and Comprehensive Evaluation (CCE) program did not have any effect on test scores, the Learning Enhancement Program (LEP), which focused on basic literacy and...

The Effect of Increased Autonomy vs. Performance Pay on Procurement Officers’ Performance in Pakistan

Researchers partnered with several agencies of the Government of Punjab, Pakistan, to evaluate the impact of giving procurement officers more autonomy, compared to financial rewards, on public procurement performance. Shifting authority away from supervisors and towards procurement officers improved...

Supplementing Savings Groups with External Funds to Expand Access to Lending in Uganda

Researchers conducted a randomized evaluation to test whether supplementing SGs with additional funds impacts SG members' financial access and behavior. Capital infusions to Sgs increased members' access to loans and members received more money at the end of year payout, without increasing defaults...

Dependence Duration and Labor Market Conditions: Evidence from the United States

Researchers conducted a randomized evaluation to assess the role of employer behavior in generating "negative duration dependence"—the adverse effect of longer unemployment spells—by sending fictitious resumes to real job postings in 100 U.S. cities. Callback rates declined sharply over the first...