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Researchers partnered with the Sacramento Municipal Utility District in California to evaluate the effects of a variety of enrollment schemes in time-varying pricing plans on electricity consumption. Results show that households which were enrolled in time-varying pricing plans by default tended to...

In partnership with three microfinance institutions (MFIs), researchers conducted a randomized evaluation to measure the impact of providing loans, cash grants, or in-kind grants on microentrepreneurs’ business decisions, outcomes, and overall welfare. All three types of capital assistance led to...

Saving money and borrowing money are often thought of as two very different financial behaviors. However, in many low- and middle-income countries people may use these products for the same reasons. The National Rural Support Programme in Pakistan and researchers randomly offered female microfinance...

Researchers partnered with the government of Uruguay to evaluate the impact of a national youth employment program. The program increased participants’ earnings and school enrollment during and up to two years after the program, suggesting that work-study programs may ease students’ school-to-work...

This study examined the impact of an administrative simplification and a series of behavioral nudges (all via letters sent by mail) on enrollment in subsidized health insurance plans. The administrative simplification, which provided a streamlined path to enrollment, had the largest effect on...

Researchers partnered with the tax authority in Belgium to understand what types of messages drive people to comply with their taxes. Results show that simplified messages, as well as messages that highlighted the consequences of non-compliance, induced people to file and pay their taxes sooner. On...