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Displaying 657-664 of 1204

The Impact of Credit Scores on Lending in Colombia

Ximena Cadena
Alexandra Cristea
Héber M. Delgado-Medrano
Researchers examined whether small incentives and short-term goals could encourage Colombian loan officers to stop procrastinating. Under the new incentive structure, loan officers spread their work more evenly throughout each month, and they met a much greater percentage of their monthly targets.

Using Job Search Contracts to Help Job Seekers Return to Work in Germany

Barbara Hofmann
Gesine Stephan
Arne Uhlendorff
Researchers partnered with the German Federal Employment Agency to evaluate the impact of these contracts on job search behavior and employment outcomes. The contracts accelerated job finding when introduced early in the unemployment spell rather than later, but were only effective among less...

Demand for Rainfall Insurance in India

Xavier Giné
Daniel Stein
Jeremy Tobacman
Petia B. Topalova
Robert Townsend
James Vickery
Researchers tested how demand for weather insurance responded to different marketing schemes and price discounts. They found that demand was very price sensitive, but that poor understanding of the product, distrust of insurance agents, and liquidity constraints also limited take-up.

Scaling Up Male Circumcision Programs: Demand Responses to Prices and Information

Jobiba Chinkhumba
An evaluation of a voucher program in urban Malawi found that providing information and reducing the price of circumcision only slightly increased take-up.

Using Text Messages to Prevent the Spread of Covid-19 in India

Girija Bahety
Dev Patel
James Potter
Researchers tested whether reminders delivered via text message improved knowledge and adoption of social distancing and handwashing. They found no evidence that individuals changed their self-reported behaviors; this finding may highlight limited effectiveness of SMS-based information campaigns...

Group Lending versus Individual Lending in Mongolia

Britta Augsburg
Emla Fitzsimons
Ralph De Haas
Heike Harmgart

Helping Students Change their Mindsets in Norway

Sten Ludvigsen
Mari Rege
Ingeborg Foldøy Solli
David Yeager