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Displaying 841-848 of 1204

The Impact of Cash Transfers on the Educational Attainment, Sexual Behavior, and HIV Status of Adolescent Girls in Malawi

Ephraim Chirwa
Richard Garfein
Berk Ozler
In Malawi, researchers tested the relative effects of providing conditional and unconditional cash transfers to teenage girls and their families. Among girls enrolled in school at the start of the program, conditional cash transfers increased school attendance and reduced HIV prevalence while...

Borrower Responses to Fingerprinting for Loan Enforcement in Malawi

In Malawi, researchers analyzed whether fingerprinting borrowers from a microfinance institution would have an effect on repayment rates. Using fingerprinting for loan enforcement increased repayment by 40 percent among Malawian farmers with the highest default risk.

The Effect of Higher Credit Card Interest Rates on Borrowers’ Demand and Debt in the UK

Gyöngyi Lóránth
Borrowers categorized as subprime, or financially risky, are generally seen as heavily reliant on debt and, consequently, as vulnerable to interest rate increases. Researchers studied the effects of a credit card interest rate increase among low-income subprime borrowers in the UK to assess its...

De-biasing Over-Optimism about Covid-19 Risks to Limit Vulnerable Individuals' Risky Behavior in India

Researchers are evaluating the impact of providing different types of information about the health risks of Covid-19 on individuals’ risky behavior among diabetic and hypertensive individuals in Tamil Nadu, India, with special attention to de-biasing over-optimism about personal health risk.