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Displaying 1025-1032 of 1219

Text Message Loan Repayment Reminders for Micro-Borrowers in the Philippines

In “the text message capital of the world,” the Philippines, researchers tested the effect of text message reminders on client repayment rates. In contrast with previous research, they found that text message reminders did not increase repayment on average. Yet for repeat borrowers, who had known...

Providing Free Bank Accounts in Chile, Malawi, and Uganda

Researchers partnered with banks in three countries to see if removing the costs to opening basic bank accounts would lead to more households opening and using bank accounts. Overall, use of the accounts was low across all three countries, and being offered a free, basic bank account had no impact...

School's Out: How Summer Youth Employment Programs Impact Academic Outcomes (in Boston)

Researchers evaluated the impact of Boston’s Summer Youth Employment Program, which uses a lottery to provide youth with part-time work and skills training during the summer, on students’ educational outcomes. The program significantly increased high school graduation rates among participating...